| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Name of Loan | Description | Eligibility | Link to More Information | Opportunity Type | Type of Financing | Primary Audience | Important Website List used to find resources | Website Type | |||||||||||||||||
2 | Standard 7(a) | "The 7(a) Loan Program, SBA’s most common loan program, includes financial help for small businesses with special requirements." | meet SBA size standards, be for-profit, not already have the internal resources (business or personal) to provide the financing, be able to demonstrate repayment | https://www.sba.gov/funding-programs/loans/7a-loans | Financing | SBA Loan | https://www.ofn.org/cdfi-locator/ | CDFI Locator | ||||||||||||||||||
3 | 7(a) Small Loan | "The 7(a) Loan Program, SBA’s most common loan program, includes financial help for small businesses with special requirements." | meet SBA size standards, be for-profit, not already have the internal resources (business or personal) to provide the financing, be able to demonstrate repayment | https://www.sba.gov/funding-programs/loans/7a-loans | Financing | SBA Loan | https://www.eda.gov/grant-resources/economic-development-directory/mi | State Economic Development Districts | ||||||||||||||||||
4 | SBA Express | "The SBA Express program features an accelerated turnaround time for SBA review. The SBA will respond to your application within 36 hours." | determined by lender | https://www.sba.gov/partners/lenders/7a-loan-program/types-7a-loans#id-sba-express | Financing | SBA Loan | https://www.michiganbusiness.org/ | Economic Development | ||||||||||||||||||
5 | Export Express | "Export Express lenders can directly underwrite a loan without getting prior approval from SBA, which allows you to get capital quickly. Loans are typically approved within 36 hours, and can be up to $500,000.." | determined by lender | https://www.sba.gov/business-guide/grow-your-business/export-products/international-sales/sba-export-products | Financing | SBA Loan | https://www.cityofflint.com/wp-content/uploads/2023/02/Small-Business-Resource-Directory_2023.pdf | Small Business Directory | ||||||||||||||||||
6 | Export Working Capital | "allow small business owners to apply for loans in advance of finalizing an export sale or contract, giving exporters greater flexibility in negotiating export payment terms." | determined by SBA | https://www.sba.gov/business-guide/grow-your-business/export-products/international-sales/sba-export-products | Financing | SBA Loan | https://www.michigan.gov/leo/bureaus-agencies/wd/funding-opportunities | Workforce Development Grant | ||||||||||||||||||
7 | International Trade | "help small businesses enter international markets and make investments to compete with other importers. These loans offer a combination of fixed asset, working capital financing, and debt refinancing with SBA’s maximum guaranty of 90% on the total loan amount." | determined by SBA | https://www.sba.gov/business-guide/grow-your-business/export-products/international-sales/sba-export-products | Financing | SBA Loan | https://www.michiganbusiness.org/workforce-training-grant/ | Workforce Development Grant | ||||||||||||||||||
8 | Line of Credit | "a type of loan that doesn’t give you one lump sum like a traditional loan, but works more like a credit card in that you borrow against your line of credit when you are in need of money to cover short term expenses." | determined by lender | https://www.iasourcelink.com/guides/fund-your-business-guide/sba-and-bank-loans/ | Financing | SBA Loan | ||||||||||||||||||||
9 | Home Equity | similar to "a second mortgage on your home provided by a lender, which allows you to borrow money against the equity (current market value) of your home." | determined by lender | https://www.iasourcelink.com/guides/fund-your-business-guide/sba-and-bank-loans/ | Financing | SBA Loan | ||||||||||||||||||||
10 | Grants | "typically contain a list of microloan programs that have funds you need to repay, or list grants available only for non-profit businesses." | determined by lender | https://www.iasourcelink.com/guides/fund-your-business-guide/sba-and-bank-loans/ | Financing | SBA Loan | ||||||||||||||||||||
11 | Grants for Nonprofit Business | "Nonprofit or social entrepreneurs (people using innovative business applications to solve a social need – TOMS shoes is an example), might benefit from looking through the Iowa Community Foundation’s Grant Search and/or their Endowment Search." | determined by lender | https://iowacommunityfoundations.org/about-cefp/ | Financing | SBA Loan | ||||||||||||||||||||
12 | Factoring | factoring companies buy long-term accounts recievables at a discounted rate, which is a way for companies with outstanding acounts recievables to receive cash more quickly. | determined by lender | https://www.iasourcelink.com/guides/fund-your-business-guide/sba-and-bank-loans/ | Financing | SBA Loan | ||||||||||||||||||||
13 | Small/Rural Lender Advantage | "part of SBA's 7(a) loan program and encourages smaller and or rural lenders to offer SBA loans by streamlining the agency's loan application and approval process." | same as the 7(a) loan program with a shorter application process | https://mn.gov/deed/business/financing-business/guidance/sba-financing.jsp | Financing | SBA Loan | ||||||||||||||||||||
14 | Community Advantage Loan | focuses on assisting "community-based, mission-focused lenders meet the credit, management, and technical assistance needs of small businesses in underserved markets." | determined by lender | https://www.sba.gov/partners/lenders/7a-loan-program/pilot-loan-programs | Financing | SBA Loan | ||||||||||||||||||||
15 | Boots to Business | "an entrepreneurial education and training program offered by SBA as part of the Department of Defense's Transition Assistance Program (TAP). B2B provides participants with an overview of business ownership and is open to transitioning service members (including National Guard and Reserve) and their spouses." | veterans, military spouses, and their famillies | https://www.sba.gov/sba-learning-platform/boots-business | Financing | SBA Program | veterans and service member famillies | |||||||||||||||||||
16 | SBA 8(a) Business Development program | "The 8(a) program can be a valuable tool for experienced socially and economically disadvantaged small business owners, who have already been in business for at least two years or more, and are interested in expanding their footprint in the federal marketplace." | determined by lender | Link to more information: https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program | Federal Business Certification | SBA | minority-owned business enterprises that have been in business for more than 2 years | |||||||||||||||||||
17 | National Funding Small Business Loan | "Whether you’re planning a business expansion or you need help with managing payroll, small business loans provide entrepreneurs with the funding necessary to operate their businesses hassle-free." | determined by lender | https://www.nationalfunding.com/small-business-loans/ | Financing | Organization Loan | ||||||||||||||||||||
18 | National Funding Working Capital Loans | "A short-term loan that is used to finance day-to-day business operations such as managing payroll, stocking inventory, manufacturing products, paying debts, and so on can be termed as working capital loan." | determined by lender | https://www.nationalfunding.com/solutions/working-capital-loans/ | Financing | Organization Loan | ||||||||||||||||||||
19 | National Funding Short Term Business Loans | "When it comes to business loans, the length of your personal business loan term is almost as important as securing funds." | determined by lender | https://www.nationalfunding.com/solutions/short-term-business-loans/ | Financing | Organization Loan | ||||||||||||||||||||
20 | National Funding Equipment Financing & Leasing | "equipment financing loans help businesses secure the equipment they need to keep their business up and running." | determined by lender | https://www.nationalfunding.com/equipment-leasing/ | Financing | Organization Loan | ||||||||||||||||||||
21 | Veteran Entrepreneur Portal | "VEP makes it easier for small businesses to access federal services, regardless of its source" | determined by lender | https://www.va.gov/osdbu/entrepreneur/ | Resource center | N/A | veterans and service member famillies | |||||||||||||||||||
22 | Critical Industry Program | "The Critical Industry Program provides qualified investments to qualified businesses for deal-closing, gap financing, or other economic assistance to create or retain qualified jobs as a result of a technological shift in product or production or make capital investments, or both, in Michigan." | determined by lender | https://www.michiganbusiness.org/48f6cb/globalassets/documents/reports/fact-sheets/critical-industry-program-guidelines.pdf | Financing | Organization Loan | ||||||||||||||||||||
23 | Michigan Business Development Program | The Michigan Business Development Program is available from the "Michigan Strategic Fund (MSF), in cooperation with MEDC. The program is designed to provide grants, loans or other economic assistance to businesses for highly competitive projects in Michigan that create jobs and/or provide investment." | determined by lender | https://www.michiganbusiness.org/4aac33/globalassets/documents/reports/fact-sheets/michiganbusinessdevelopmentprogram.pdf | Financing | Organization Loan | ||||||||||||||||||||
24 | Strategic Site Readiness Program | "The Strategic Site Readiness Program provides financial incentives to eligible applicants to conduct eligible activities on, or related to, strategic sites and mega-strategic sites in Michigan, for the purpose of creating investment-ready sites to attract and promote investment in Michigan." | determined by lender | https://www.michiganbusiness.org/48fd7b/globalassets/documents/reports/fact-sheets/strategic-site-readiness-program-guidelines.pdf | Financing | Organization Loan | ||||||||||||||||||||
25 | State Essential Services Assessment | "The State Essential Services Assessment is required for manufacturers that do not pay personal property tax on eligible manufacturing personal property. The MSF, in certain circumstances, may choose to exempt or reduce the Assessment for projects that create jobs and/or private investment in Michigan through the State Essential Services Assessment (SESA) Exemption or the Alternative State Essential Services Assessment Incentive." | determined by lender | https://www.michiganbusiness.org/4aaab7/globalassets/documents/reports/fact-sheets/sesa-factsheet.pdf | Financing | Organization Loan | ||||||||||||||||||||
26 | New Business Micro Loan | Venture North Funding & Develpment - "This loan fund provides capital and other resources to entrepreneurs and small businesses in Northern Michigan." | determined by lender | https://www.venturenorthfunding.org/ | Financing | Organization Loan | ||||||||||||||||||||
27 | Existing Small Business Loan | Venture North Funding & Develpment - "This loan fund provides capital and other resources to entrepreneurs and small businesses in Northern Michigan." | determined by lender | https://www.venturenorthfunding.org/ | Financing | Organization Loan | ||||||||||||||||||||
28 | Bluehub Capital Real Estate Loans | "BlueHub Loan Fund looks to partner on commercial real estate projects that are part of broad economic development efforts supporting job creation, and that align with neighborhood investment plans." | determined by lender | https://bluehubcapital.org/community-development-financing/commercial-real-estate | Financing | Organization Loan | ||||||||||||||||||||
29 | Bankers Small Business CDC Small Business Loan | "Small Business Loans from $20,000- $350,000" | determined by lender | https://cdcloans.com/small-business-loans/ | Financing | Organization Loan | Detriot Businesses | |||||||||||||||||||
30 | Ascendus Business Term Loan | "Small business loans and microloans are offered up to $50,000. Interest rates currently range from 6.00% – 9.99%*... Ascendus looks at the whole picture when deciding to lend, rather than focusing solely on credit, making us more flexible than other lenders. That said, not everyone is ready to take out financing for their business." | criteria: "Business has been generating consistent revenue for at least 6 months, FICO score of 575 or higher, In some cases a cosigner to add strength to your application is required, No (0) or very new credit, No more than $3,000 in unpaid / past due debt, Any bankruptcy must be discharged for more than 1 year, Any foreclosure must be complete for more than 2 years" | https://www.ascendus.org/products/small-business/ | Financing | Organization Loan | established small business | |||||||||||||||||||
31 | Ascendus Get Ready Program | "This line of credit product is designed for Black or African American business owners, located in FL, NY, NJ (city of Newark excluded), CT, MA, ME, NH, RI, MI County (Wayne County only), GA: greater Atlanta, and the city of Atlanta ready to improve their credit and grow their business." | determined by lender | https://www.ascendus.org/products/get-ready-business-line-of-credit/ | Financing | Organization Loan | ||||||||||||||||||||
32 | The Citizen Potawatomi Community Development Corporation (CPCDC) Commercial Loan | "The CPCDC provides funding for the following business purposes: Commercial real estate acquisition, Commercial real estate refurbishment, Equipment, Inventory, Supplies, Working capital" | "The Citizen Potawatomi Community Development Corporation (CPCDC) prides itself in nurturing Native American entrepreneurs across Oklahoma, Citizen Potawatomi Nation members across the U.S. and CPN employees through the following services and opportunities." | https://cpcdc.org/services#commercial-loans | Finacing | Organization Loan | Native entrepreneurs (specifically of the Potawatomi nation) | |||||||||||||||||||
33 | DDF Micro-Loan | "DDF Micro Loan Fund provides capital to small businesses in their initial stage of development with the purpose of supporting businesses who have the potential to flourish and expand when given the right tools and support." | "Business must be located in the City of Detroit, Hamtramck, or Highland Park Have been in existence for at least 12 consecutive months Preferably have demonstrated growth potential and have the ability to continue to grow and retain, or create, new jobs Have been unable to obtain sufficient financing from traditional lending sources DDF Micro Loan amounts range from $10,000 to $40,000* Most loans will have terms of 24 to 84 months, depending on use of funds" | https://www.detroitdevelopmentfund.com/copy-of-small-business-loans | Finacing | Organization Loan | Detroit, Hamtramck, and Highland entrepreneurs | |||||||||||||||||||
34 | Entrepreneurs of Color Fund (EOCF) | "The purpose of the Entrepreneurs of Color Fund (EOCF) is to support the growth and development of Detroit-based businesses owned and operated by people of color." | determined by lender | https://www.detroitdevelopmentfund.com/copy-of-our-customers-1 | Finacing | Organization Loan | entrepreneurs of color | |||||||||||||||||||
35 | DDF Small Business Loan | "The purpose of Detroit Development's Small Business Lending Program has been to support the growth of Detroit-based businesses, particularly those owned by entrepreneurs of color and by women." | "Business must be located in the City of Detroit Have annual sales of at least $100,000; and have fewer then 50 employees Have been in existence for at least 12 consecutive months Have demonstrated growth potential and have the ability to continue to grow and retain, or create, new jobs Have been unable to obtain sufficient financing from traditional lending sources Small business loan amounts range from $50,000 to $150,000* Most loans will have terms of 24 to 84 months, depending on use of funds" | https://www.detroitdevelopmentfund.com/copy-of-contractor-lines-of-credit-1 | Finacing | Organization Loan | Detroit entrepreneurs | |||||||||||||||||||
36 | NDC's Grow America Fund Small Business Loan | "NDC’s Grow America Fund is a national small business (SBA 7a) lending program designed to catalyze job creation in underserved communities. With Preferred Lender status granted by the Small Business Administration" | determined by lender | https://ndconline.org/grow-america-fund/ | Financing | Organization Loan | women entrepreneurs and women-owned organizations | |||||||||||||||||||
37 | NDC’S Community Impact Loan Fund(CILF) | "CILF focuses on younger enterprises needing loans of $100,000 or less. Working in participating communities around the nation, CILF is inclusive in its mission, inviting inquiries especially from Woman-and Minority-owned businesses and low-moderate income entrepreneurs. With our flexible terms and hands-on assistance throughout the life of the loan, we help borrowers develop equity, create jobs, and build community." | determined by lender | https://ndconline.org/community-impact-loan-fund/ | Financing | Organization Loan | ||||||||||||||||||||
38 | Northern Initiatives Eagle Emerging Entrepreneurs Fund | "The Eagle Emerging Entrepreneurs Fund (Fund) is a partnership with the objective to enhance the accessibility and affordability of loans and technical assistance to micro- and small enterprises in Marquette County." | available to "A resident or business operating in Marquette County." | https://northerninitiatives.org/2022/06/partnering-to-support-emerging-marquette-county-entrepreneurs/ | Financing | Organization Loan | ||||||||||||||||||||
39 | Shared Capital Cooperative Loan | "offer capital that aligns with cooperative values and supports democratic ownership." | determined by lender ("Any business or housing organization in the US operating and governed on a cooperative basis is eligible to apply for financing. Borrowers include worker, consumer, producer and housing cooperatives. A co-op must be a member of Shared Capital Cooperative to borrow") | https://sharedcapital.coop/borrow/ | Financing | Organization Loan | co-op members | |||||||||||||||||||
40 | USI CDFI | "strive to ease the way for entrepreneurs to prosperity and economic liberation by creating middle-income and wealth-generating jobs and thriving businesses." | determined by lender | https://usi-cdfi.org/ | Financing | Organization Loan | ||||||||||||||||||||
41 | Venture North New Business Micro Loan | Loan of "Up to $50,000" | "Stage of Business: pre-startup through 1-2 years in business Documentation: Personal Federal income tax returns for last 3 years; Business plan including 3 year projection. Collateral: Required Use of Funds: Equipment, inventory, working capital" | https://www.venturenorthfunding.org/affordable-loans | Financing | Organization Loan | ||||||||||||||||||||
42 | Venture North | Loan of "Up to $350,000" | "Stage of Business: 3 years in business. On-time payment history Documentation: Business financial statements, Personal & Business Federal tax returns for last 3 years Collateral: Not Required, project dependent Use of Funds: Equipment, inventory, working capital, short-term bridge financing, gap financing, real estate" | https://www.venturenorthfunding.org/affordable-loans | Financing | Organization Loan | ||||||||||||||||||||
43 | Clearinghouse CDFI Small Business Financing | "Clearinghouse CDFI finances projects that improve communities through measurable benefits." | determined by lender | https://www.clearinghousecdfi.com/borrowing/community-loans/small-business/ | Financing | Organization Loan | ||||||||||||||||||||
44 | IFF Acquisition Loan | "Racial inequality in property values still exists today. IFF takes a different approach to underwriting that isn’t limited by appraisals, but instead is informed by a deep understanding of nonprofit operations and the importance of nonprofit facilities to communities." | determined by lender | https://iff.org/services/capital-solutions/ | Finacing | Organization Loan | nonprofits | |||||||||||||||||||
45 | Momentus Capital Small Business Finance | "Financing options designed for entrepreneurs" | determined by lender | https://cdcloans.com/small-business-loans/ | Financing | Organization Loan | ||||||||||||||||||||
46 | Nonprofit Finance Fund Acquisition and Construction Loans | This loan works to "provide loans to purchase, build or upgrade your sites and facilities, including leasehold improvements and equipment needs." | determined by lender | https://nff.org/financing | Financing | Organization Loan | ||||||||||||||||||||
47 | Nonprofit Finance Fund Working Capital | This finanicing works to "provide lines of credit and flexible loans to address your cash needs" | determined by lender | https://nff.org/financing | Financing | Organization Financing | ||||||||||||||||||||
48 | Nonprofit Finance Fund Bridge Loan | bridge loans "help you cover costs and begin facilities projects while awaiting payment of government or foundation grants or capital campaigns." | determined by lender | https://nff.org/financing | Financing | Organization Financing | ||||||||||||||||||||
49 | Raza Development Fund's Capital | "Raza Development Fund is currently working with a number of mission-aligned community partners in Arizona, California, Oregon, Washington, Philadelphia, Texas, Florida, Minnesota, and Ohio to ensure affordable access to credit for small, minority-owned business enterprises that have been systemically overlooked by traditional funders." | determined by lender | https://razafund.org/phx/small-business/ | Financing | Organization Loan | minority-owned business enterprises | |||||||||||||||||||
50 | Chi Ishobak, Inc. Commerical Loan | "Chi Ishobak prides itself in nurturing Tribal entrepreneurs with access to capital for small-business start-ups or expansion. Loans may range from $1,000 to over $35,000. Funds may be used for equipment, inventory, supplies, and/or working capital." | determined by lender | https://www.chiishobak.org/commercial-loan-program/ | Financing | Organization Loan | Native entrepreneurs | |||||||||||||||||||
51 | Cinnaire Advancing Communites Loan Products | "Cinnaire Lending provides financial products for developers to build and preserve affordable housing and build community facilities that create neighborhoods of opportunity for underserved communities." | "Nonprofit and for-profit entities that improve lives, create jobs and contribute to vibrant, strong communities in our primary geographies" including Illinois | https://cinnaire.com/cdfi-lending/ | Financing | Organization Loan | ||||||||||||||||||||
52 | Accion Opportunity Fund Small Business Progress Loan | "Accion Opportunity Fund is a financial support system that provides business owners with access to capital, networks, and coaching." | determined by lender | https://progress.aofund.org/ | Financing | Organization Loan | ||||||||||||||||||||
53 | Dreamspring Power Line of Credit | "You can strengthen your small business with flexible financing through our Power "Line of Credit, where you can borrow, repay, and repeat based on your business needs." | determined by lender | https://www.dreamspring.org/power-line-of-credit | Financing | Organization Line of credit | ||||||||||||||||||||
54 | Dreamspring SBA Community Advantage Loan | "DreamSpring is proud to offer U.S. Small Business Administration (SBA) Community Advantage 7(a) loans. Backed by a government guarantee, these loans can extend more capital to entrepreneurs than they would qualify for under traditional financing terms. Our experienced lenders can guide you through the process and help you succeed." | determined by lender | https://www.dreamspring.org/sba-community-advantage-loan | Financing | Organization Loan | ||||||||||||||||||||
55 | Dreamspring Small Business Loan | "DreamSpring loans are personalized to your small business goals, whether you’re just starting out or looking to grow. With a loan amount that meets your needs and affordable repayment options, we can help your small business grow." | determined by lender | https://www.dreamspring.org/small-business-loans | Financing | Organization Loan | ||||||||||||||||||||
56 | Grameen America Loan | "first-time loan starts at no more than $2,000 and good-standing members are eligible to receive larger loans every six months. No credit score, collateral, or business income is required to receive a microloan from Grameen America." | requirements: Live in or nearby one of Grameen America’s branch locations across the United States, Form a group of four other women entrepreneurs in your community that you know and trust, Participate in a week of training to learn about the program and loan requirements, Attend weekly meetings once a week at a specified 30-minute time to make loan repayments, continue receiving financial education, and build your peer networks, Commit to repaying your loan on time in weekly installments. The amount and due date are based on your loan size. All loans are on a six-month term, Work hard and invest your loan to grow your business. Our first-time loan is between $500 and $2,500 and every six months, depending on your record and support from your center, you will have the opportunity to receive larger loans. | https://www.grameenamerica.org/request-a-loan | Financing | Organization Loan | Women entrepreneurs | |||||||||||||||||||
57 | Michigan Women Forward’s Microloan Fund | "Michigan Women Forward’s Microloan Fund provides entrepreneurs with access to capital in the form of microloans between $2,500 and $50,000 in size." | determined by lender | https://miwf.org/wei/mwf-microloans/ | Financing | Organization Loan | Women entrepreneurs | |||||||||||||||||||
58 | Michigan Women Forward’s Grants for Women Business Owners | "assists women business owners, particularly women of color, with access to capital and funding support not availavle through traditional loans" | requirements listed on website | https://miwf.org/9203-2/ | Financing | Organization Grant | Women entrepreneurs | |||||||||||||||||||
59 | WomanUp & Pitch | "The WomanUp & Pitch Business Plan and Pitch Competition is a funding opportunity for women who wish to start or grow an existing for-profit business." | determined by lender | https://miwf.org/wei/womanup/ | Pitch Competition | N/A | Women entrepreneurs | |||||||||||||||||||
60 | Community Development Fund Microloan | "The NCRC Community Development Fund’s mission is to work with community partners – and target our capital – to build wealth, and reduce poverty and unemployment, in LMI, Black, and Hispanic communities nationwide." | determined by lender | https://www.communitydevelopmentfund.org/lending/ | Financing | Organization Loan | low-income and miority entrepreneurs | |||||||||||||||||||
61 | Community Development Fund Small Business Loan | "The NCRC Community Development Fund’s mission is to work with community partners – and target our capital – to build wealth, and reduce poverty and unemployment, in LMI, Black, and Hispanic communities nationwide." | determined by lender | https://www.communitydevelopmentfund.org/lending/ | Financing | Organization Loan | low-income and miority entrepreneurs | |||||||||||||||||||
62 | Bluehub Capital Real Estate Loans | "BlueHub Loan Fund looks to partner on commercial real estate projects that are part of broad economic development efforts supporting job creation, and that align with neighborhood investment plans." | determined by lender | https://bluehubcapital.org/community-development-financing/commercial-real-estate | Financing | Organization Loan | ||||||||||||||||||||
63 | Invest Detroit Small Business Support | "offers loan programs and technical assistance to both new and established businesses located in Detroit" | determined by lender | https://investdetroit.com/small-business/ | Financing | Organization Loan | Detroit entrepreneurs | |||||||||||||||||||
64 | SBA Lender Match | "Get matched to potential lenders offering SBA-backed funding." | determined by lender | https://www.sba.gov/funding-programs/loans/lender-match-connects-you-lenders | Resource center | N/A | ||||||||||||||||||||
65 | CEED Lending | "CEED Lending is an initiative of the Great Lakes Women’s Business Council (WBC). Providing business expansion and start-up financing to small business loans" | determined by lender | https://www.greatlakeswbc.org/ceed-lending/ | Financing | Organization Loan | Wayne, Oakland, Macomb, Monroe, Jackson, Hillsdale, Lenawee, Livingston, and Washtenaw County entrepreneurs | |||||||||||||||||||
66 | Great Lakes Women's Business Council Business Growth Program | "The Business Growth Program (BGP) is a 10-week program offered by the Great Lakes Women’s Business Council to assist Wayne County-based businesses in leveraging their certification through education and business growth strategies." | determined by lender | https://www.greatlakeswbc.org/business-growth-program/ | Business Program | N/A | women entrepreneurs | |||||||||||||||||||
67 | Great Lakes Women's Business Council MentorWE | "A diverse cohort of women business leaders will have the opportunity to bring their business challenges and develop goals to advance their businesses through corporate executive & peer mentoring." | determined by lender | https://www.greatlakeswbc.org/womens-business-center/mentorwe-2/ | Business Program | N/A | women entrepreneurs | |||||||||||||||||||
68 | Great Lakes Women's Business Council Small Business LIFT Loan | "provide access to capital and counseling for small businesses." | determined by lender | https://www.greatlakeswbc.org/small-business-lift-loan/ | Financing | Organization Loan | women entrepreneurs | |||||||||||||||||||
69 | Great Lakes Women's Business Council Small Business Microloan | "provide access to capital and counseling for small businesses." | determined by lender | https://www.greatlakeswbc.org/ceed-lending/small-business-microloan/ | Financing | Organization Loan | women entrepreneurs | |||||||||||||||||||
70 | Great Lakes Women's Business Council Revolving Loan Fund Oakland County | "The Oakland County Revolving Loan Fund (OCRLF) was created to provide gap financing to for profit businesses, primarily small businesses owned by minorities, women, or located in an economically disadvantaged area." | determined by lender | https://www.greatlakeswbc.org/ceed-lending/revolving-loan-fund-rlf/ | Financing | Organization Loan | Oakland County entrepreneurs | |||||||||||||||||||
71 | LSCP Gap Financing Program | "The LSCP Economic and Business Development Team provides assistance and guidance to business owners, entrepreneurs, and organizations seeking everything from start-up capital to venture capital to traditional financing options." | requirements listed on website | https://marquette.org/edc/ | Financing | Organization Loan | ||||||||||||||||||||
72 | LSCP RLF Program | "The purpose of the RLF is to provide gap financing while creating and retaining jobs; to stimulate growth of new business and industry; to stimulate expansion of current business and industry; and to stabilize and diversify the County’s economy." | requirements listed on website | https://marquette.org/edc/ | Financing | Organization Loan | ||||||||||||||||||||
73 | East Central Michigan Legacy Revolving Loan Fund | "The ECM RLF (Legacy - Plan 1) provides gap financing/credit at reasonable rates to small and medium size businesses in Bay and Saginaw Counties." | determined by lender | http://www.emcog.org/revolving_loan.asp | Financing | Organization Loan | ||||||||||||||||||||
74 | ELGA Credit Union Business Loan | Loans Include: "Line of Credit Equipment Loans Short and Long Term Business Loans Real Estate and Construction Loans SBA Loans Business Credit Cards" | determined by lender | https://www.elgacu.com/borrow/business-loans/ | Financing | Organization Loan | ||||||||||||||||||||
75 | Huntington Local, Minority-Owned Business Loans | "the program offers loans, business planning support, free financial entrepreneurial courses delivered through Operation HOPE, and other services to help small business owners achieve their goals" | "Participants of Huntington's Lift Local Business program include women, veterans, and racially and ethnically diverse business owners." | https://www.huntington.com/SmallBusiness/loans/lift-local | Financing | Organization Loan | women and minority entrepreneurs | |||||||||||||||||||
76 | Metro Community Development Smal Business Microlending | "offer a microlending option of up to $50,000 to help you develop your business" | determined by lender | https://metrocommunitydevelopment.com/small-business-services/microlending/ | Financing | Organization Loan | ||||||||||||||||||||
77 | Metro Community Development BizThrive | "Our BizThrive program is designed for small businesses that have been in operation for two years or more and are ready for the next step in growth." | determined by lender | https://metrocommunitydevelopment.com/bizbox/bizthrive/ | Financing | Organization Loan | ||||||||||||||||||||
78 | Michigan Business Development Program | "The Michigan Business Development Program (MBDP) is available to eligible businesses that create qualified new jobs and/or make qualified new investment in Michigan." | requirements listed on website | https://www.michiganbusiness.org/services/incentives-and-taxes/mbdp/ | Financing | Organization Financing | ||||||||||||||||||||
79 | Michigan Economic Opportunity Fund | "The Michigan Economic Opportunity Fund is a $10 million microbusiness loan program for women, veterans and entrepreneurs of color who don’t qualify for traditional loans through banks or other financial institutions." | determined by lender | https://www.michiganbusiness.org/services/entrepreneurial-opportunity/early-stage-funding/ | Financing | Organization Financing | women and minority entrepreneurs | |||||||||||||||||||
80 | First Capital Fund | "Entrepreneurs should consider the First Capital Fund as their first investment choice as the First Capital Fund provides “genesis” funds (up to $150,000) to new technology companies at the earliest stages of commercialization in the State of Michigan." | determined by lender | https://www.michiganbusiness.org/services/entrepreneurial-opportunity/early-stage-funding/ | Financing | Organization Financing | ||||||||||||||||||||
81 | Pre-Seed Fund III | "Michigan Rise supports entrepreneurs and technology startups across Michigan through capital support, coaching, assistance with grant funding and more." | determined by lender | https://www.michiganbusiness.org/services/entrepreneurial-opportunity/early-stage-funding/ | Financing | Organization Financing | ||||||||||||||||||||
82 | Business Accelerator Fund | "The Business Accelerator Fund (BAF) is available to participating business accelerators in Michigan’s statewide SmartZone network. These funds are used toward the delivery of highly specialized services to their clients that are not otherwise available from these business accelerators." | determined by lender | https://www.michiganbusiness.org/services/entrepreneurial-opportunity/early-stage-funding/ | Financing | Organization Financing | ||||||||||||||||||||
83 | Capital Access Program | "The Capital Access Program is an innovative program available to assist businesses with less than 500 employees with capital needs. The CAP uses small amounts of public resources to generate private bank financing, providing small Michigan businesses access to capital that might not otherwise be available." | determined by lender | https://www.michiganbusiness.org/services/access-capital/small-business/ | Financing | Organization Financing | ||||||||||||||||||||
84 | Match on Main | "Match on Main is a reimbursement grant program, provided by the Michigan Economic Development Corporation, that serves as a tool to support new or expanding place-based businesses by providing up to $25,000 in funding to support an eligible small business" | determined by lender | https://www.miplace.org/small-business/match-on-main/ | Financing | Organization Financing | ||||||||||||||||||||
85 | The Launch Pad Investor Funding Resources | "Investor Funding Resources By Investor Resources" | determined by organization | https://www.thelaunchpad.org/resources/investor-resources/ | Resource center | N/A | ||||||||||||||||||||
86 | Black Ambition Prize | "If Black and Hispanic people were supported to succeed as entrepreneurs at the same rate as white people, the United States could add 1.1M new businesses and 9M new jobs to the economy." | determined by organization | https://www.blackambitionprize.com/ | Business Competition | N/A | ||||||||||||||||||||
87 | New Markets Tax Credit Program | "The NMTC Program attracts private capital into low-income communities by permitting individual and corporate investors to receive a tax credit against their federal income tax in exchange for making equity investments in specialized financial intermediaries called Community Development Entities (CDEs)" | NMTC Program applicants must be certified as CDEs by the CDFI Fund. | https://www.cdfifund.gov/programs-training/programs/new-markets-tax-credit | Tax Credit | N/A | Community Devleopment Entities | |||||||||||||||||||
88 | Ascendus Business Line of Credit | "Lines of credit up to $25,000" | determined by organization | https://www.ascendus.org/products/lineofcredit/ | Financing | Organization Loan | Wayne Country Businesses | |||||||||||||||||||
89 | Grow America Entrepreneurship Academy | "includes financial training in a virtual classroom, as well as a self-paced, online series of business training modules that entrepreneurs can complete on their own schedule" | determined by organization | https://growamerica.org/innovative-lending-and-entrepreneurial-support/entrepreneurship-academy/ | Business Incubator | N/A | ||||||||||||||||||||
90 | ||||||||||||||||||||||||||
91 | ||||||||||||||||||||||||||
92 | ||||||||||||||||||||||||||
93 | ||||||||||||||||||||||||||
94 | ||||||||||||||||||||||||||
95 | ||||||||||||||||||||||||||
96 | ||||||||||||||||||||||||||
97 | ||||||||||||||||||||||||||
98 | ||||||||||||||||||||||||||
99 | ||||||||||||||||||||||||||
100 |